Money Manager: Net Worth

Most people do not have one pot of money. They have a current account, a card or two, some cash, a joint pot for the house, maybe something set aside. This app holds all of them at once and answers the question a single list never can: what am I actually worth this month, and where is it heading?

EVERY ACCOUNT IN ONE PLACE
- Keep as many accounts, cards and cash pots as you need, each with its own currency
- Move a sum from one to another as a transfer, so it is not counted twice as income and outgoing
- Lock a sensitive account behind Face ID or Touch ID
- List what you own and what you owe, and watch the total move over time on a chart

WHAT IS COMING
- A cashflow projection carries your balance forward from your repeating entries and your recent pace
- Repeating entries for rent, salary, subscriptions and anything else on a schedule
- Set a limit per category, and let an unused amount roll into the next period instead of vanishing

SET A TARGET AND WATCH IT FILL
- Create goals with an amount and a date to hit it by
- Follow progress on all of them from a single page

WHEN THE COST IS SHARED
- Make a group for a trip, a flat or a shared project
- Divide a cost between members, evenly or not
- See each member's balance: who owes you and what you owe
- Suggested settlements work out the smallest set of payments that squares everyone up, and the history stays

GETTING IT IN
- Point the camera at a paper slip and the merchant, total, date, tax and tip are pulled out of the text for you to confirm
- Say the amount out loud and let voice input fill the entry
- Scan a product barcode while you shop
- A quick add button from anywhere in the app
- Note where a purchase happened
- The category is suggested from the merchant name, and the suggestions adjust as you correct them

READING IT BACK
- A dashboard with the month's overview, balance, money in, money out and recent activity
- Calendar and timeline views
- A heatmap of your busiest days and side-by-side period comparison
- A KPI page for the handful of numbers you check most
- Notes that flag unusual activity, categories that are climbing and habits that have shifted
- Build a custom report and slice the data the way you want it

IN AND OUT
- Bring in a CSV from your bank and map the columns yourself
- Preview every row before anything is saved
- Send your records out as CSV or PDF whenever you need them elsewhere

ON YOUR DEVICE, AND BACKED UP
- Your data lives on your iPhone
- Back up to iCloud and restore onto a new phone
- A home screen widget keeps the balance and the latest entries one glance away

Tags, custom categories and multiple currencies are all supported, so the app bends to the way you already handle money rather than the other way round.

Money Manager: Net Worth requires a Premium unlock to track your money. Premium opens the whole app: unlimited accounts, cards and cash pots in any currency, transfers, Face ID locking, the net worth chart, the cashflow projection, repeating entries and category limits, goals, shared groups with suggested settlements, receipt scanning, voice input and barcode scanning, the dashboard with calendar, timeline, heatmap and period comparison, the analytics tab, the KPI page and custom reports, CSV import, CSV and PDF export, iCloud backup, the home screen widget, and an ad-free app. Plans: a weekly subscription, a yearly subscription, or a one-time lifetime purchase. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Account Settings after purchase.

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