My Calculations

My Calculations is a simple, smart ledger for tracking money with the people and businesses in your life.

Create an account for each person, record every credit or debit, and the app keeps the balance for you, green when you are owed and red when you owe.

• Unlimited accounts
Add an account for every client, friend or project, with a phone number and photo. Choose a currency for each one from over 150 currencies.

• Record a transaction in seconds
Credit or debit, amount, date and a note. The app remembers your previous notes and suggests them as you type.

• Reminders
Turn on a reminder for any transaction and get notified on the date you choose, such as a payment due date.

• Photo attachments
Attach a photo of a receipt or invoice to any transaction.

• PDF reports
Create a clean report for one account or a full report of all accounts, with your logo and title in the header, and share it instantly.

• WhatsApp sharing and calls
Send an account statement over WhatsApp, or call the account holder right from the app.

• Favorites and archive
Pin important accounts to the top, and archive settled accounts without deleting them.

• Search and sort
Search accounts and transactions by name or amount, and arrange your accounts the way you like.

• Privacy and security
Lock the app with a passcode or Face ID. Your data is stored only on your device, and we do not collect any information about you.

• Backups
Create a single backup file, send it to yourself, and restore it on any device with one tap.

• Your style
Dark mode, Arabic or English digits, and an option to hide decimals.

• Smart Assistant: ask about your accounts in plain language, like "How much do I owe Ahmed?" or "Which account was most active this month?"
• Add by typing: write "Received 500 from Mohammed yesterday" and the app fills in the account, amount, type and date. You review it before saving.
• Monthly Insights: credit and debit totals per currency, most active accounts, and inactive accounts that still have a balance, plus an AI-written summary.
• Payment reminder: get a polite, friendly or firm reminder message and send it straight to WhatsApp.

AI features are optional, work only with your consent, and can be turned off in Settings. Phone numbers and photos are never sent.

Available in English and Arabic, following your device language.