Risparmio+: Budget & Expenses

Risparmio+ tells you one thing, every day: how much you can still spend without touching your savings.

EXPENSES THAT LOG THEMSELVES
When you pay, your bank sends you an alert. Risparmio+ reads it on your phone and prepares the expense: you confirm it with one tap. It supports many banks and payment apps, with no banking passwords and no account to connect. On iPhone it needs iOS 27 and a Shortcuts automation: the app walks you through it.

YOUR DATA STAYS ON YOUR PHONE
No account, no cloud, no servers. Transactions, budgets and goals stay on your device, and the app works offline.

ONE NUMBER, NOT A SPREADSHEET
• What's left this month: your plan, minus fixed costs, minus savings.
• The daily compass: how much you can spend today, based on the days left. A guide, not a limit.
• As you type an expense, you see how the compass changes.

SAVINGS FIRST
• Savings goals with deposits and withdrawals.
• This month's savings are set aside before everything else.
• Recurring expenses to confirm: Record or Skip. Nothing is recorded without you.

IMPORT YOUR BANK STATEMENT
Pick a CSV, XLS or XLSX file: it's read on your phone, you preview it, and duplicates are spotted for you.

ALWAYS AT HAND
• Home Screen widgets and an Apple Watch app.
• Lock with Face ID, Touch ID or passcode.
• Protected backups you can export and restore whenever you like.
• In English, Italian, Spanish, French and Japanese.

Less noise, more clarity. One expense at a time.