Spend Wisely: Expense Tracker

Know exactly how much you can spend today.

Spend Wisely is a simple expense tracker, budget planner and money manager that turns your income,

bills and budgets into one clear number: what's safe to spend today. Track spending in seconds, see
where your money goes, and stay on top of every bill. No account, no sign-up, no ads, and your data
never leaves your iPhone.

YOUR DAILY BUDGET, DONE FOR YOU
• A daily safe-to-spend amount that updates every time you log an expense
• "Can I afford this?" Type any price and see instantly if it fits today's budget
• Daily streaks and an evening check-in help you build a money habit that sticks

FAST EXPENSE TRACKING
• Add an expense in a couple of taps with a big, clear amount entry
• Smart categories pick themselves and learn from the choices you make
• Quick Add buttons for your everyday coffee, lunch or travel
• Repeat a recent expense with one tap
• Voice input: just say what you spent
• Share or paste a bank SMS to fill in the amount and payee for you
• Split one purchase across several categories
• Add notes and tags to anything you want to track

SMARTER SEARCH
• Search by name, note, category, account or amount
• Type the way you talk: "groceries last month", "over 500", "income march"
• Small typos still find what you meant

SPENDING INSIGHTS AND REPORTS
• Spending by category for any day, week, month or year
• Tap a category to see every transaction behind it
• Spending trends compared with the same days of the last period
• Calendar view, tag reports and monthly spending reports
• Cash flow forecast for the next 30, 60 and 90 days
• Net worth across all your accounts

BUDGET PLANNER
• Set a monthly budget for each category and see what's left
• Start fast with ready-made budget templates
• Budget alerts before you overspend

BILL REMINDERS AND SUBSCRIPTION TRACKER
• Recurring bills, subscriptions and income added automatically
• See what's due this week right on your home screen
• Bill reminders so you never pay a late fee again

ALL YOUR ACCOUNTS IN ONE PLACE
• Track bank accounts, cash, credit cards and wallets together
• Balance and full history for every account, transfers included
• Update a balance to match your bank in seconds
• Archive old accounts and keep their history

SAVINGS GOALS AND DEBT TRACKER
• Savings goals with progress you can see
• Track debts and credits: who owes whom, and every payment
• Debt payoff planner to become debt-free faster
• Wishlist for the things you're saving up for

PRIVATE, OFFLINE PERSONAL FINANCE
• Your financial data stays on your device. We don't collect any of it
• Works offline. No bank login, no account, no sign-up
• Lock the app with Face ID, Touch ID or your passcode
• No ads and no tracking

MADE FOR YOU
• Works with any currency, with exchange rates for travel
• Available in English, Hindi, Marathi, Gujarati, Kannada, Spanish and French
• Light and dark mode with your choice of accent colour

Whether you're making your first budget, saving for a goal or paying off debt, Spend Wisely makes
managing money simple. Download now and see what you can spend today.