Budget & Bill Planner: Spendra

Spendra shows you how much money you really have left this month — without ever giving up your data.

Your money, your data — and yours alone.

Private by design
No account, no login, no sign-up
All your data is stored locally on your device by default
No bank connection, no banking credentials
No analytics, no tracking, no ads
Optional sync runs through your own private iCloud — never our servers

Logged in seconds
Quick entry with the amount field ready to type in
Scan a receipt for the amount, merchant and date
Send receipts and PDFs from any app via Share
Split one entry across several categories
Salary, rent and the rest post themselves as recurring entries

Always know what's left
Safe-to-spend for the month at a glance
Envelope budgets per category, with rollover into the next month
A 50/30/20 quick-start, calculated from your income
Can I afford this? — check a purchase before you make it

Subscriptions & fixed costs under control
Every subscription in one place, with yearly cost and share of income
Reminders before a charge, before a trial converts, before a cancellation deadline
Price history per subscription
A bills calendar with everything due

Understand and save
Stats by day, week, month and year
Spending by category, trends and a money-flow chart
Savings goals with a target amount, date and monthly rate
Net worth across all your accounts
Trips with their own budget and foreign currency at ECB rates

On your Home Screen
Home Screen and Lock Screen widgets
Quick entry from Control Center
A Live Activity with your daily budget
Siri, Shortcuts and Spotlight search

Gentle reminders
A daily nudge to log what you spent
An alert when a budget hits 80% and 100%
A no-spend streak for your spend-free days

Premium includes
Advanced statistics with yearly views
Subscription intelligence: insights, price alerts, automatic detection
Net worth and iCloud sync
Unlimited budgets, goals, categories, payment methods and trips
Daily budget as a Live Activity, CSV export of your full history
Every accent color
AI Smart Capture on devices with Apple Intelligence — entirely on device

A private App Lock with Face ID or Touch ID keeps your finances for your eyes only — free, for everyone.

Subscriptions
Auto-renewable Premium plans (1 month, 1 year with a 1-week free trial), or a one-time Lifetime unlock
Payment is charged to your Apple ID account
Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period
Manage or cancel anytime in your Apple account settings
Restore Purchases is available in-app

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://darianhanci-legal.web.app/datenschutz