Know what your credit cards are worth. Cardsworth brings your household’s card credits, annual fees, rewards and deadlines into one private workspace on your Mac. Choose from 162 U.S. cards or add your own, then track the benefits you actually use. MAKE THE NUMBERS USEFUL See personally valued benefits, rewards and fees together. Plain-English explanations show the inputs and assumptions behind calculations. Compare renewal value using your own records rather than treating every advertised perk as cash. KEEP UP WITH YOUR CARDS The personalized “What changed?” inbox highlights bundled catalog updates for cards you own. Review fees, benefit changes, sources and effective dates while keeping your saved usage and custom values. TRACK ELIGIBILITY Record enrollment, qualifying purchases, spending goals and per-use limits. Select account-specific terms, additional-card variants, relationship tiers and eligible introductory offers. Issuer terms determine actual eligibility; Cardsworth does not verify bank transactions. ORGANIZE YOUR HOUSEHOLD Keep cards for multiple people and business entities together. Track points, redemptions, certificates, offers and notes. Use the credit calendar, reminders, menu bar and desktop widgets to stay on top of deadlines. PRIVATE BY DESIGN No bank logins, account or server. Your records stay on your Mac. Export your data and make JSON backups. An optional app lock uses Touch ID or your Mac password; optional saved card numbers stay in your Mac’s Keychain. The database and JSON backups are not encrypted by the app. Try every feature free for 14 days. A one-time Lifetime Unlock enables continued editing and reminders. Without an unlock, your existing records remain viewable and exportable. Cardsworth is an independent organizational tool from Fourteener Labs. It is not affiliated with card issuers or rewards programs. Always confirm current offers, benefits and account terms with your issuer. U.S. English, U.S. cards and U.S. dollars.
Finance · iPhone, iPad · Free
