Money Manager is real bookkeeping for one person's money — the business and the personal side — on a phone, with nothing leaving it. DOUBLE ENTRY, WITHOUT THE VOCABULARY Every transaction is recorded properly underneath, which is why the reports can be trusted. You never see a debit or a credit. You enter what happened — paid 450 000 som for hosting, was paid 12 000 000 — and the books balance themselves. That difference matters. An expense tracker adds up what you typed. A ledger can tell you what you own, what you owe, and why the money in the bank doesn't match the profit. WHAT YOU GET BACK Your dashboard. One figure that matters, this month against last, every category as a tile you can rearrange, and the trend across six periods. Income & Spending. Laid out the way an accountant reads it — revenue, costs, what's left — and every line opens onto the transactions behind it. Net Worth. Everything you own against everything you owe, balanced by construction. Where Money Went. Why the bank balance and the profit disagree. Usually the most useful screen in the app. Insights. The three things worth pointing out this month — how long your cover lasts, the biggest mover, what recurs. What if. Change a number and watch everything follow. Break-even and runway, worked out properly rather than guessed. BOTH SIDES OF YOUR MONEY Keep a business book and a personal book, and switch between them in a tap. They stay completely separate — separate categories, separate reports, separate currencies if you want. POINT THE CAMERA AT A RECEIPT Hold your phone over a till receipt and Marginline reads the total, the shop, and the date straight off the fiscal QR code, then fills the entry in for you. It happens entirely on your iPhone — no photograph and no line of text is ever uploaded. Decline the camera and you type the amounts in instead; nothing else changes. REMINDERS THAT EARN THEIR PLACE Three, and not one more. A card payment coming due, with how much is owed. A daily nudge that skips any day you have already recorded something. A note when the month closes and the figures are final. All three start switched off, and you choose the exact time each one arrives. BRING IN WHAT YOU ALREADY HAVE Import a CSV from your bank. Marginline reads the columns, matches categories by name, spots duplicates before they are added, and lets you undo the whole import in one tap if it went wrong. MAKE THE CATEGORIES YOURS Add your own, rename any of them, pick an icon and a colour, hide the ones you never use. A hidden category keeps every transaction already recorded on it — nothing you have entered is ever lost to a change you make later. IN YOUR OWN LANGUAGE AND CURRENCY English, Russian and Uzbek, switched inside the app without restarting. Any currency, formatted properly — including the ones with no minor unit, where a wrong decimal point is a hundredfold error. Changed currency after you started? Marginline asks whether to convert at your rate or simply relabel, and it keeps every transaction balanced either way. NOTHING LEAVES YOUR PHONE No account. No sign-in. No servers. No analytics. No adverts. No bank connection — Marginline cannot see your bank and never asks to. It makes no network requests of its own and works completely offline. Your figures are on your device. Export them to a spreadsheet whenever you like. FREE, AND ALL OF IT Everything in this list is included. There is no subscription, no trial, no in-app purchase, and nothing held back. Your records are never held back from you. — Marginline is a bookkeeping and reporting tool for figures you enter yourself. It does not provide accounting, tax, investment or financial advice, and it is not a substitute for an accountant.
Finance · iPhone, iPad · Free
