My Wallet is a simple personal finance app that needs no sign-up. Your records stay on your device — nothing is uploaded or tracked. Only shared shopping lists (also restored after a reinstall) and iCloud Drive backups you turn on yourself use your own iCloud. Available in Traditional Chinese and English, following system language. MULTIPLE WALLETS & CURRENCIES • Create wallets such as cash, credit card or a travel fund, each with its own name, icon, color and opening balance • 12 currencies: TWD, USD, JPY, EUR, CNY, HKD, KRW, GBP, THB, SGD, AUD and CAD; "All" converts everything to your base currency • Choose per wallet whether it appears on the Home screen (hidden wallets are left out of "All") • Exchange rates update daily (USD, CNY, JPY, EUR, GBP, AUD, HKD); other currencies use built-in approximate rates, and the actual rate you enter for a transfer takes priority for 30 days QUICK ENTRY • Expense and income categories, each with quick note tags sorted by how often you use them • Transfer between wallets; for cross-currency transfers enter the actual rate, and the rate and received amount convert each other ADD A TRANSACTION ANYWHERE • iOS 18 and later: add the "Add Transaction" button to Control Center and the Lock Screen, assign it to the Action button, or touch and hold the app icon • iOS 26 and later: "Quick Entry" and "Add Transaction" shortcuts for Siri, Shortcuts and the Action button. Quick Entry lets you type the amount and tap a category icon to save, without opening the app • Double-tap the "All" icon on the Home screen to open Manage Wallets STATS • Today, this month, this year or a custom range — your choice is remembered (one per wallet; can be turned off) • Category rings and rankings, expenses by wallet, daily trend and average SPLIT LEDGER • Add people with split weights; when you record an expense, choose who paid and who shares it, with custom ratios or amounts • See who paid, owes or is owed, the simplest way to settle up, plus category totals and detailed records • Send a settlement report in one tap SHOPPING LISTS • Several lists assigned to wallets (3 per wallet); “All” also shows lists on wallets hidden from Home or without a summary; tap an item to record the expense and it is checked off automatically • Share lists with family and friends through your iCloud (both need to be signed in); invite by email or mobile number, then send the link via Messages; unshared lists stay on your phone APPLE WATCH & WIDGETS • Log a transaction on the watch with a number pad, categories and quick tags, and see wallet balances and recent records • Watch face complication, plus Home Screen and Lock Screen widgets; iPhone and Apple Watch sync automatically BACKUP & RESTORE • Turn on a daily automatic backup to your own iCloud Drive, keeping 14 days, or back up right now • Restore from iCloud or the Files app; your current data is saved separately first • Backups include records, wallets, tags, people, settings and shopping lists (shared lists re-sync from iCloud). They live in your own iCloud; the developer cannot access them YOUR DATA IS YOURS • No account needed; works fully offline (the network is only used for exchange rates, shopping lists you share or restore, the iCloud Drive backup you turn on, and the App Store purchase if you tip) • Export to Quicken (QIF) for Microsoft Money and other apps • Delete records or reset all data at any time; after a reset you can load sample data again No ads, no subscriptions. If you like My Wallet, you can leave a voluntary tip at the bottom of Manage Wallets (a one-time in-app purchase that unlocks nothing). Exchange-rate source: Securities and Futures Bureau, Financial Supervisory Commission, "Daily Foreign Currency Reference Rates" (Taiwan Futures Exchange), released under the Open Government Data License, version 1.0 (https://data.gov.tw/license). Rates are for reference only and do not represent actual transaction rates. * Not yet optimized for iPhone Duo.
Finance · iPhone, iPad · Free
