STATOK: Financial Intelligence STATOK is your AI money coach. Track spending, budgets, goals, subscriptions and net worth in one place, and let Aura, your AI assistant, coach you every day, find where money slips away and help you fix it in a tap. Aura, your AI coach. Talk to your money about literally anything. Ask "How much did I spend on coffee last month?" or "Can I afford new sneakers this week?" Aura sees your budgets and goals, answers with visual widgets right in the chat, and can create a budget or goal for you. Type it or just say it. A step a day. Every morning Aura gives you one small, personal step built on your own spending: keep a budget, top up a goal, review a subscription. Build a streak and get weekly and monthly recaps of your progress. Every day with Pro; three days a week on the free plan after your first two weeks. Your financial health score. One number from 0 to 100, built from your savings rate, budgets, goals, spending spikes, cash reserve and debt, with clear steps to raise it. Aura's tools (Pro). See next month's cash flow before it happens, check whether you can afford a purchase before you buy, find spending leaks and subscriptions you no longer use, and act on every Aura suggestion in one tap: move money between budgets, top up a goal, track a new recurring payment. Roast Mode. Want the truth, no sugarcoating? Turn on Roast Mode and Aura will honestly (and with humor) break down your spending and show you where you're overpaying. Log money your way. Snap a receipt, say what you spent, or import your bank statements and your own Excel, CSV or PDF trackers. With Shortcuts, card payments made with your phone and your bank's payment notifications are logged and categorized automatically. Budgets that keep pace. Set monthly, weekly or daily limits by category. STATOK tracks your spending pace, shows what you can spend each day, and warns you before you hit a limit. If a category keeps going over, Aura suggests a new limit (Pro). Goals and savings. Set an amount and a date and track your progress. STATOK shows how much to put aside so you reach your goal on time. Subscriptions without surprises. A payment calendar shows every upcoming charge, and reminders warn you before the next payment. Aura spots new recurring payments in your transactions (Pro). Your wealth in one place. Accounts, cash, real estate, cars: add everything you own and watch your net worth grow month by month. Forge it into gold bars, or play to unlock financial tips. For Ukraine: monobank and Silpo. STATOK is officially authorized by monobank: connect your account and your balances plus 30 days of history sync instantly, with new transactions in real time. Aura also analyzes your Silpo purchases: your grocery spend, how the price of your usual cart changes, and whether Silpo Plus pays for itself. Made for everywhere. A fresh design with three themes, 23 currencies with live exchange rates and 10 languages. Pull down to hide every amount and card number in public with Stealth mode. Security first. Your data is stored on EU servers and is GDPR compliant. Bank access is read-only. We never sell your data or use it to train AI, and you can delete your account and all your data at any time. You decide whether to turn on the AI assistant. Download STATOK and let Aura protect your wealth. Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Finance · iPhone, iPad · Free
