Teach your kids how money works with a currency of your very own. Parents act as the central bank and issue pocket money; kids pay, save, and invest, and learn about the economy by doing. Hands-on experience sticks far longer than being told. Family currency Pick your own currency name, like Beans, Stars, or Coins. Giving or deducting pocket money can only be done in Parent Mode, which is locked with a PIN. Payments and the Family Shop Parents set up the things your family spends on, like snacks, game time, or TV time, and put a price tag on each. Kids can pick from the shop and pay right away, or scan a barcode that a parent shows on screen with the camera. Savings and interest Money in the savings account earns compound interest every week. Parents set the interest rate, and kids can preview how much it will grow. Investing practice Buy and sell three practice funds whose prices change once a day, and watch the return charts. Compare steady, balanced, and risky funds to see how risk and reward are connected. Market and history The Market tab shows your family's prices, exchange rate, interest rate, money supply, and investment prices at a glance. It even shows how rising prices mean the same money buys less. Every movement of money is recorded in the ledger, so you can look back by date, by member, or by type. Learn A 10-step parent guide starts with why we need money and moves through needs and wants, opportunity cost, saving and interest, compound interest, inflation, investing and risk, and making a budget, so you can talk it through with your child. Try the compound calculator and the price experiment calculator, changing the numbers yourself. Child Phone Mode Turn your child's phone into a screen made just for them. They only see their own wallet, investing, history, and lessons, and a parent PIN is needed to leave it. Invite your child with a QR invitation. iCloud sync Devices signed in to the same iCloud account keep the family ledger in sync.
Lifestyle · iPhone, iPad · Free
