zero is an expense tracker that never goes online. No account, no server, no network access. Everything you type stays on your iPhone. WHAT YOU GET • Add an expense in two taps. Pick a category, type the amount, done. Type a title you have used before and the category is chosen for you. • See your month at a glance. Spent, left and today's total sit at the top of the Home screen, with a budget bar that shows how much room is left. • Money in. Record your salary and other income, then see what you received, what you spent and what you kept, side by side. • Refunds. Got money back? Add it to the original expense and it counts in the month it came back, not the month you spent it. • Debts. Keep track of who owes you and who you owe, per person or per account, with the totals up top. • Reports. A monthly breakdown by category, a daily spending calendar and a budget per category. • Sort and arrange. Sort a month by date, category, title or amount. Drag your categories into the order you want. ADD WITHOUT OPENING THE APP • Home Screen widget with your month's total, what is left, and your top categories as one-tap buttons. • Lock Screen and StandBy widgets. • Siri and Shortcuts: say or run "add an expense" and pick the amount. • Action Button and Control Center. • Press and hold the icon for Add expense, Money in or Add again. ALSO • Calculator in amount fields, so 120+45×2 becomes 210 (turn it on in Settings). • Light and dark appearance. • Pick your currency. • Works on iPad and in landscape. • Export a backup file or a CSV, and restore the backup on a new device. WHAT LEAVES YOUR DEVICE Nothing. zero makes no network requests, so it cannot send anything anywhere. No analytics, no crash reporting, no ads, no third-party SDKs. The only copies of your data are the backups you choose to export, and they go wherever you save them. Everything in zero today is free, and nothing you use today will move behind a paywall. Made in India. Questions or ideas? Settings has a feedback link.
Finance · iPhone, iPad, Android · Free
Rating: 3.8 out of 5, based on 4 user ratings.
